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Why are chip cards more secure than magnetic stripe cards?

2015-04-26 · As you know, when banks first launched magnetic stripe cards, it was very convenient—you could withdraw money with just one swipe. So why have banks gradually phased out magnetic stripe cards now? The most important reason is that chip cards are many times safer than magnetic stripe cards. Next, let me explain why chip cards are many times more secure than magnetic stripe cards.

As you know, when banks first launched magnetic stripe cards, it was very convenient—you could withdraw money with just one swipe. So why now?Banks have gradually stopped removing magnetic stripe cards. The most important reason is that chip cards are much safer than magnetic stripe cardsTimes the amount. Next, let me explain why chip cards are many times more secure than magnetic stripe cards.

1. The chip card number is stored inside the chip
Each card must have a card number, which cannot be changed, because once the card number is lost, you cannot distinguish between the two cardsBut the card number can't be casually revealed. For example, magnetic stripe cards can't—the card number is instantly revealed. And the chip card numberIt is stored in the chip's memory, and only by decrypting can the card number be known, and the difficulty of decryption is unimaginable.

2. Chip cards require keys to be written to the card
Even if someone knows the card number of this card, they need a key to copy it onto another cardCard reader recognition: In other words, even if you successfully write card information, due to lack of key, the other party's card reader will still be affectedYour card cannot be recognized, and writing it is useless.

3. Chip cards have high encryption
A crucial step in ensuring these two points is that the chip card has very high encryption and is favored by banksIf the safety does not meet international standards, it is impossible to distribute them to the public. Here, I am simply confirming these three pointsChip cards are highly secure, but there are countless other aspects, which is why chip cards are safer than magnetic stripe cards. If you need a chip card, you can click this link to check it out:IC card production
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