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The Nanjing membership card theft incident was reported

2016-01-17 · Jinling Evening News reported that a Nanjing resident was swiping his magnetic stripe card at a restaurant when criminals copied his bank card information and embezzled 310,000 yuan. Many citizens call the hotline to inquire: How can they safely use their bank cards? Professionals in the banking card industry say that citizens can use their cards with confidence, but always protect their passwords when spending, and recommend that citizens apply at a bank or switch to a more secure IC card.

The Nanjing membership card theft incident was reported
Jinling Evening News reported that a Nanjing resident was swiping his magnetic stripe card at a restaurant when criminals copied his bank card information and embezzled 310,000 yuan. Many citizens called the hotline for inquiries,How can you use bank cards safely? Bank card industry professionals say that citizens can use their cards with confidence, but must protect their passwords when spending, and advise them to go to banksApply for or replace with an IC card with a higher security factor.

IC cards have higher technological content
Reporters found that IC cards are the abbreviation for Integrated Circuit Card, also known as smart cards or chip cards. Take the UnionPay IC card as an example, referring to financial IC cards with card numbers starting with 62.

Traditional magnetic stripe cards can easily be copied by criminals through "cat machines" that copy bank cards. Can IC cards eliminate this drawback?

The aforementioned expert stated that UnionPay IC cards use advanced chips, high technological content, facilitate regulation, and have stricter risk control mechanisms. "Because IC cards add chips, for exampleStronger data lock-in capability. Some people try to steal the cardholder's bank card information by copying it, which is very difficult. ”

In addition to security advantages, IC cards are based on traditional magnetic stripe cards and have also undergone further functional development.

IC cards have dozens of sectors to use, meaning they can be used across dozens of systems without conflicts.Additionally, the manufacturing cost of IC cards is not high, and the difference from magnetic stripe cards is not very large, so IC cards can easily replace them!
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